The unemployment benefits available can be related to a previous income, or consist of the basic level of benefit. The type of benefit you are entitled to depends mainly upon whether you subscribe to an unemployment insurance fund (“a-kassa”) or not.
The income-related insurance
One part of the unemployment insurance available is a voluntary, income-related insurance. Benefit derived from this type of insurance is called income-related benefit ("inkomstrelaterad ersättning") and is available only to those people who are members of another unemployment insurance fund or who subscribe to Alfa-kassan.
In simple terms, income-related benefit means that the level of unemployment benefit is determined by both the number of hours worked and the wages paid in a previous employment. In order for you to be entitled to income-related benefit, one of the requirements is that you have been registered with an unemployment insurance fund and paying contributions for at least a 12 month period.
The levels of benefit payment are as follows:
- For days 1-100, you can get 80% of your earlier income, maximum SEK 910 per benefit day.
- For days 101-200, you can get 80% of your earlier income, maximum SEK 760 per benefit day.
- For days 201-300, you can get 70% of your earlier income, maximum SEK 760 per benefit day.
Full benefit means you can get maximum 80% of your earlier average monthly income.
A person who is unemployed and has a child/children under 18 years of age is given maximum SEK 760 per day for days 201-450, but maximum 70% of his/her earlier income.
The basic insurance
The second part of the available unemployment insurance is the general, basic insurance. This is available to those who are not members or subscribers to an unemployment insurance fund, or who do not otherwise meet the conditions necessary to be able to claim the income-related insurance.
Every unemployment insurance fund pays out this basic benefit (known as "grundersättning") and you should approach your own unemployment insurance fund if you wish to apply for this. If you are not a member of any unemployment insurance fund, or are a subscriber to Alfa-kassan, you should apply to us to receive this basic benefit.
The benefit from the basic insurance is called "grundbelopp" and the maximum payment is 365 kronor per day. This can be claimed from, and including on, your 20th birthday.
In simple terms, the basic level of unemployment benefit is determined by the number of hours worked in a previous employment.
If you are not a subscriber to Alfa-kassan but still wish to claim this benefit via us, payment will be subject to an administrative fee of 10 kronor per day claimed.
Common for both income-related benefit and the basic benefit is that payments are made for a maximum of five days per week.
More information on the conditions for our insurance can be found by following the links on the left-hand side of this page.